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Guide

How funded trading works

A funded account, sometimes called a prop-firm account, lets you trade with someone else's capital and keep most of the profit. Here is how the model works, and how Wairi's version differs from the traditional one.

What a prop firm actually is

A proprietary trading firm, or prop firm, puts up the capital and lets a trader use it. The trader takes the larger share of any profit; the firm takes a cut and absorbs the losses. You are trading the firm's money, not your own.

The appeal is simple. You can trade a $50,000 account without risking $50,000 of your own. Your exposure is the fee you paid to open it, and nothing past that.

Evaluations vs instant funding

Most funded programs make you pass an evaluation first. Hit a profit target, stay under the loss limits, sometimes across several weeks, before they hand you real capital. Plenty of traders pay, fail on a technicality, and pay again.

Wairi skips that. There is no challenge and no profit target to clear. You pay once and trade live the same day. If the phrase you searched was “no evaluation prop firm” or “instant funding”, this is it.

The tiers and the split

You pick an account size and pay a one-time fee for it. Starter is $5,000 for $49. From there it scales: $15,000 for $100, $50,000 for $350, $100,000 for $550, and $200,000 for $1,100. The rules are the same on every tier; only the capital and the fee change.

On profit, you keep 90% and Wairi keeps 10%. That split holds on every tier and every payout.

The rules that protect the capital

Because the money isn't yours, limits keep one bad run from wiping out the account. Two numbers matter: drawdown is capped at 7% of the starting balance, and the daily loss limit is 3.5%. Cross either and the account locks.

A breach isn't the end of the road. You can reset a locked account for a fraction of the original fee instead of buying a fresh one.

Funded capital vs your own money

Trading your own money means unlimited downside and unlimited upside. A funded account reshapes that. Your downside is capped at the fee, the firm carries the losses past your limits, and you still keep 90% of the gains.

What you give up is the other 10% and the freedom to ignore the risk rules. For most traders that is a fair trade: a known, fixed cost to put much larger size to work.

Getting paid

Paid accounts unlock their first payout after three consecutive trading days. Trade at least once a day, three days running; miss a day and the streak resets. After the first payout, every account moves to a 14-day cycle.

When you cash out, 90% of the profit lands in your personal balance, and you withdraw from there in any major coin.

Trade our capital

See the account sizes, fees, and rules in full, or read how the platform works end to end first.